This class of insurance covers properties (Premises or contents) against fire and allied perils which include rain, storm, overflowing of guttering and down pipes, etc. This policy can also be endorsed to cover loss due to riot and strike, malicious damage and willful act of employees.

Covers Insured's Buildings and contents exposure to a variety of perils such as fire, explosion, flood, storms, earthquake, riot, strike, malicious damage, theft, impact damage etc.